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IFA Payout & Practice Value Calculator

How much of your advice revenue do you actually keep, what is a better payout worth to you each year, and what might your recurring income be worth as a practice? Enter your numbers to find out.

Your practice today

£million
% a year
Initial advice, protection, mortgage and other non-recurring income
£
The share of revenue paid to you after your network or firm's cut
%
Network fees, PI, compliance, software, paraplanning, admin
£

Compare against

%
£
Varies with client age, fee levels, retention and deal terms
× recurring
Recurring revenue£0
Total revenue£0
Illustrative practice value£0

The alternative would be worth

£0

a year to you, on the same clients.

    See the IFA growth opportunity Talk it through confidentially

    Illustration only, before tax. Assumes the same clients, fee levels and retention in both scenarios. Real payouts, costs and practice valuations depend on the firm, your client base and the deal terms. Nothing you enter here is stored or sent anywhere.

    How the calculator works

    Recurring revenue is your assets under advice multiplied by your average ongoing fee. Adding initial and one-off fees gives total revenue. Your take-home is total revenue multiplied by your payout, minus the fixed costs you pay. The illustrative practice value is recurring revenue multiplied by the valuation multiple you enter.

    Before comparing any network, platform or partnership, check:

    • What the payout covers: whether PI, compliance, paraplanning and software sit inside the firm's share or are charged on top.
    • Client ownership: who owns the client bank, and what happens to it if you leave or retire.
    • Exit terms: any buy-back or succession arrangement, how it is valued and when it is paid.
    • Investment and platform restrictions: panels, model portfolios and whether you remain independent.
    • Transfer friction: re-papering, agency transfers, and how long income takes to move across.

    IFA payout and practice value FAQs

    What payout do self-employed IFAs get from a network?

    It varies widely by firm and by what is included. Compare the payout together with the fixed costs you pay on top, because a higher percentage with larger fees can leave you with less.

    How is an IFA practice valued?

    Commonly as a multiple of recurring income. The multiple depends on client age profile, fee levels, retention, how the income is documented and the structure of the deal, so the figure here is an illustration rather than an offer.

    Does moving network affect the value of my client bank?

    It can. Some arrangements restrict who can buy your practice or set the terms of a buy-back. Check the client ownership and exit clauses before you move.

    Are the figures before tax?

    Yes. Take-home is shown before income tax, National Insurance, corporation tax or any personal business expenses.

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