Guides & tools
Guides for advisers and the firms that hire them
Plain answers on pay, splits, leads, networks and getting started, plus two calculators. Free, no sign-up.
Mortgage advisers
Getting in, getting paid, and choosing the right setup.
Getting started
How to become a mortgage adviser
The qualifications and routes into mortgage advice.
Read the guide →Getting started
Starting out in mortgage advice
First steps for trainees and career changers.
Read the guide →Pay
Mortgage adviser salary UK
What advisers earn, employed and self-employed.
Read the guide →Pay
Employed vs self-employed
How the two models compare on pay, leads and risk.
Read the guide →Calculator
Commission split calculator
Put in your numbers and compare your take-home against our live self-employed roles.
Use the calculator →Leads
How mortgage advisers get leads
Where the business comes from, and what that means for your pay.
Read the guide →Choosing a firm
Types of mortgage broker firm
Brokerages, networks, AR firms and directly authorised firms.
Read the guide →Self-employed
Self-employed roles hub
Live self-employed mortgage, protection and IFA roles, with splits.
See the roles →Choosing a firm
Find the right firm or network
Answer a few quick questions and see which setup suits you.
Get started →Financial advisers
Networks, clients, payouts and going it alone.
Getting started
Starting out in financial advice
Routes in for trainees, paraplanners and career changers.
Read the guide →Clients
How financial advisers get clients
Where new clients come from at different types of firm.
Read the guide →Networks
IFA networks UK
What networks do, what they cost, and how to compare them.
Read the guide →Going independent
IFA breakaway guide
Leaving to go self-employed or set up on your own.
Read the guide →Calculator
IFA payout & practice value calculator
Your payout now, what a move could be worth, and an illustrative practice value.
Use the calculator →Firms hiring
Costs, timescales and when an agency is worth it.
Costs
What it costs to recruit a mortgage adviser
Fees, timescales and the cost of a bad hire.
Read the guide →Hiring
Should you use a recruitment agency?
When an agency is worth it, and when it isn't.
Read the guide →Hiring
Hiring with AR Recruitment
Advisers, paraplanners and support staff for firms across the UK.
How we work →Rather just talk it through?
A quick call costs nothing, whether you're hiring or thinking about a move.